Coins come in denominations of Dh1, Dh2, Dh5 and Dh10, as well as, less frequently, 10, 20 and 50 centimes. Break big notes whenever possible. Moroccans guard their small change jealously taxi drivers never seem to have any , and so should you. The Dh20 note is the most useful note in your wallet. The dirham is a restricted currency, meaning that it cannot be taken out of the country and is not available abroad.
The dirham is fairly stable, with no major fluctuations in exchange rates. Euros, US dollars and British pounds are the most easily exchanged currencies. In the Spanish enclaves of Ceuta and Melilla, the currency is the euro. Banks in Ceuta and Melilla deal in dirham, but at rates inferior to those in Morocco. However, this only applies when you withdraw cash. In total contrast, anyone using their credit card abroad to pay for items in shops, restaurants or hotels and riads can expect to incur even higher additional charges than those levied for Maestro cards.
If your credit card or Maestro card is lost or stolen, put a block on it straight away. If you use a free credit card, in Morocco, money can be saved on expensive withdrawal fees and can you can definitely use any ATM machine to withdraw Moroccan currency. Due to the horrendous fees for cashless payments, I only use my credit card for online bookings and to withdraw cash.
This means you can happily bypass the queues and hop on the airport bus. Of course, this applies to airports too. After disembarking from my flight, I like to get to the city centre as quickly as possible without queuing. Notes and coins in Moroccan currency are scarce, especially the smaller amounts.
Therefore, always try to keep as much change on you as possible. There seems to have been a chronic shortage of small change for years,. If you decide to leave the city, for example, by going on a trekking tour in the High Atlas Mountains , build up your cash reserves in advance and make sure you have enough money. Secondly, it can be a little embarrassing.
The official Moroccan currency is the Moroccan Dirham, which is equivalent to 0. Use a free credit card for this and benefit from withdrawals without being charged. Keep in mind that you'll pay interest from the moment of your withdrawal, even if you pay your monthly bills on time. It's best not to completely rely on being able to use your credit card when shopping in Morocco.
Some large, tourist-friendly shops, especially the carpet emporiums, will have the necessary equipment, but when paying for smaller purchases, cash will be the only form of payment accepted. If you are using your credit card, be aware of the full amount being charged to your card prior to signing off the transaction.
The transaction should be in dirham, so be aware of the current exchange rates. Make sure the amount on the transaction slip is clear and concise, and on no occasion agree to signing multiple slips for monthly payments, as there's every chance the slips will be banked all at once, and the door is also left open for those slips to be doctored. When it's possible to pay for goods and services by credit card, MasterCard and Visa are accepted, but rarely American Express.
Diners Club and Discover cards are not accepted in Morocco. Exchanging traveler's checks can be difficult in Morocco. Most banks and bureaux de change exchange cash only -- or will make it plainly obvious that they would prefer not to exchange traveler's checks by asking for all manner of identification and proof of purchase. Personal experience recommends wherever you find an establishment accepting traveler's checks, plan ahead and exchange a bit more than you budgeted.
I've found most success with the banks along Tangier's avenue Mohammed V and at branches of the national reserve bank, Bank al Maghrib, throughout the country.
The most common traveler's checks accepted in Morocco -- in either euros, U. Be sure to keep a record of the traveler's checks serial numbers separate from your checks in the event that they are stolen or lost. You'll get a refund faster if you know the numbers.
We focus on riad and kasbah style accommodation that we personally select. We are ATOL bonded and have staff ready in the UK and Morocco to ensure your holiday goes smoothly and is enjoyable - with the right accommodation, efficient transfers and interesting excursions.
Call our experts now on to get a quote, or see our Sample Itineraries for inspiration. Although the Euro, US Dollar and, to a lesser extent, Sterling are accepted in certain tourist areas, the the Moroccan currency the Moroccan Dirham is required for everyday use.
Dirham is normally purchased within Morocco, and can be obtained from bureau de change in airports, major banks and hotels, or from cash machines, which are widely available in major towns and cities and will take most UK credit and debit cards. Some bureau de change outside of Morocco also now offer Dirham, but they tend to offer poor rates of exchange.
Using a debit card at an ATM is often the easiest and cheapest method. In the country side and smaller towns cash points are rare and cards are often not accepted. In any case inform your bank before you travel if you intend to use a card, to stop them declining any transaction as an anti-fraud measure.
The Moroccan Dirham exchange rate is set by the central Bank of Morocco. Euros and Pounds sterling and are accepted by some larger traders.
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